Fixed Rate Loans

Fixed Rate Loans are conventional home loan (Basic - no frills) with the interest rate fixed for an initial period (selected by the borrower - usually 1-5 years). At the expiry of the fixed rate term the loan converts to the lenders standard variable home loan interest rate. It is important to understand that most fixed rate loans do not allow the borrower to make extra payments during the fixed term, those that do usually have a limit on the amount (eg $5000 pa). As Fixed rate loans are Basic home loan products they generally do not have redraw features and offset options. Also, the loan cannot be changed during the fixed term without incurring penalties.

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Contact

We are open 6 days a week, with appointments available in the evening and on weekends

To contact us at any time please call our office number,  or complete the details below and click "send". We will respond to you as soon as we can.

Home Loan Advisory Service :

Lvl 3.03, 448 St Kilda Road MELBOURNE VIC 3004

Telephone: (03) 9866 4433

Fax: (03) 9866 4944

E-Mail: info@homeloanadvice.com.au